How to Use atm Card Step by Step
The ATM card is an important factor in today's financial business. All savings and current account holders receive an ATM card from the bank.
The account holder's ATM card allows them to access their account from anywhere at any time.
The account holder receives an ATM card after opening an account with a bank. When an existing customer's ATM card expires, a new ATM card is sent to them.
Any account holder, however, should understand how to use an ATM card to withdraw money and make PoS transactions.
How to use ATM Card?
Step 1: Go to an ATM and get a cash payment. Ensure that the ATM card is entered and removed through the side with the bank logo and chip.
Step 2: After that, the account holder must select the language of his or her choice.
Step 3: Now input the four-digit PIN on the keypad. The ATM card can be disabled if the PIN is entered incorrectly.
Step 4: Select a transaction type from the drop-down menu, which includes options like Withdraw Money, Balance Enquiry, Deposit Money, Bill Pay, and others. Select the 'Withdraw Money' option to withdraw cash.
Step 5: The account holder will then be asked to choose between current and savings accounts, as well as additional options.
Step 6: Using the keypad, enter the amount to be withdrawn and then press ok/enter. Make sure your account has enough money (balance) in it.
Step 7: Collect the cash as well as the withdrawal receipt, which serves as a confirmation of the transaction. It also includes the account balance following the withdrawal.
Step 8: Press the cancel/cross button to end the session.
How to Activate ATM Card?
The conventional procedures can be used to activate an account holder's ATM card:
Visit an ATM:
The ATM card can be activated by visiting the ATM of the bank with which the account holder has an account.
He or she will be needed to insert the ATM card, enter the PIN or temporary PIN, and follow the on-screen instructions.
When the account holder inputs the PIN, certain banks activate the card automatically.
Contact the Bank's Customer Service Department:
The account holder can activate the ATM card by calling the bank's toll-free number.
The toll-free number is printed on the ATM card and on the bank's official website.
The toll-free customer service number can also be found on the letter that comes with the ATM card.
In order to activate the card, you will need to enter all of the relevant information, including your account number, address, registered mobile number, and ID proof data.
Using internet banking:
The account holder can also activate the ATM Card by logging in.
After checking in to the net banking system, he or she only needs to select the 'activate ATM card' option and enter the security code on the reverse of the card.
Most banks also allow you to activate your ATM card through mobile apps.
Buy a product:
A few banks additionally allow customers to use their cards at their preferred stores, enter their PIN to make purchases, and have their ATM cards activated automatically.
Change ATM Card PIN:
If the customer has a temporary ATM card PIN, he or she must go to the bank's ATM and change the PIN.
Though it is generally recommended that money not be counted inside an ATM machine.
However, if you go with caution, it will be beneficial to you. In the past, some ATM users have reported that the money provided was not the same as what they had requested.
However, if this occurs, you should not be concerned because you may always file a complaint with the bank, and they will retrieve your funds.
However, a little caution never harms.
While maintaining the security and privacy of your debit cards, a lot depends on you.
Here are five guidelines to follow while withdrawing money from an ATM:
When it comes to using your card, the most important things to remember are
not to write your PIN or passwords on your ATMs, and
not to share your password with anybody.
However, there are a few more considerations to bear in mind while using your debit card.
Guidelines - 1 :
It is generally recommended that one does not count the money inside an ATM machine.
However, if you proceed with care, it will be beneficial to you. In the past, some ATM users have reported that the money given was not the same as what they had requested.
However, if this occurs, you should not be worried because you can always file a complaint with the bank, and they will recover your money.
However, a little caution never harms.
Guidelines - 2 :
Many of us have the habit of completing a transaction and then exiting the ATM immediately.
Guidelines - 3 :
When the transaction is complete, however, the 'cancel button' should always be used.
You may be more sure that the person behind you won't be able to tamper with anything if you do it this way.
Guidelines - 1 :
Check your mini statement balance on a regular basis.
This will not only give you an indication of how much business you've done recently, but it will also help you in tracking any new transactions.
Guidelines - 2 :
Finally, as a responsible ATM user, don't leave the machine unattended for long periods of time.
If the place is crowded, there will be others impatiently waiting in line.
